Cutting things out

Ok, so both in preparation for the chance that Prop 100 does not pass next week and just places on where we can save money, we're looking at our budget, what we spend where, and where we can cut back.

Yesterday, it was our cell phones. It was needed. We have AT&T (we were on it before the iPhone was even announced) and have the iPhone. I had AT&T first and had a high minute plan as Jason was still on Verizon. He eventually moved over to AT&T but we never lowered the minutes. The only people that Jason talks to on a regular basis that are not on AT&T are his parents, I don't talk to anyone that is not on AT&T on a regular basis. Needless to say, we had a TON of Roll Over minutes every month. We had like 1000 expiring every month! So, we dropped our minute plan. We're keeping our texting plan and our data plan. But, by dropping our minute plan we're going to save about $30 a month. Great.

Now, we're looking at Cable TV. Jaye - you may be able to help me out here. We have a Cox bundle with internet, phone, and our basic cable HD TV and recorder. During the day before I get home, Jason does watch random stuff on TV like Food Network thanks to his love of cooking, and Holmes on Homes or Income Property on HGTV. He would lose those things. We're considering cutting the cable tv part out. But, not eliminating it entirely. We would move to an HD antenna to pick up the local network channels as we do watch a lot of network tv at night, and also pick up a TiVo to still record shows or movies that may come on. Then perhaps as we want to watch something on TV and we see nothing on, we go to our recorded shows and movies. This, would save us after is all and said and done, about $900 a year.

Doing this, we would still have to pull about $300 out of our savings to help pay for day care for Hunter IF Prop 100 does not pass. If Prop 100 does pass, we don't have to pull anything from our savings to cover day care. It would be a change, but I think it can be a very good change.

Thoughts or tips?